Reliance is built by a team of professionals who have decades of experience
working with some of the largest mortgage lenders in the world. We have a team
of dedicated professionals ready to handle your case. With Reliance, you can
expect world class customer service and more importantly world class RESULTS!
Loan Modification is arguably the most effective tool that can be used by homeowners in midst of financial hardship to save their homes from entering foreclosure. Here at Reliance, we have a team of mitigation specialists who can negotiate successful
mortgage loan modifications on your behalf with your bank and save your house.
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We also provide you with up-to-date and accurate information and expert advice so you can make the right decision. Here are some questions you will find answers to:
- What is a home loan modification?
- How can I save my home from foreclosure?
- Do I qualify? What are loan modification requirements?
With loan modifications, the home mortgage loan is restructured to such an extent as to make it affordable and fit comfortably into your budget rather than being an overwhelming monthly drain on already tight finances. Loan modification Agreements come in different forms but quite frequently they involve the reduction of mortgage's interest rate for a specified period of time so he/she can continue to make payments and stay in the home.*
Majority of the home loans needing modification today are every day mortgage loans made based on Fannie Mae and Freddie Mac guidelines by big banks such as HSBC, CitiMortgage, Countrywide, Household, IndyMac, JPMorgan, Wells Fargo, Washington Mutual and Bank of America.
Loan modifications used to be reserved for borrowers whose mortgages became delinquent because of job losses, divorce proceedings, or illness, but today they are also open to those individuals who are suffering in the aftermath of adjustable rate mortgages skyrocketing and placing the monthly payment beyond the means of the borrower. It is vital to begin the process as soon as possible when the damage to the budget and the financial backup of the homeowner is still contained. The sooner a fixed rate is negotiated, the better the odds of receiving a most beneficial rate cut and experiencing the relief that lowered mortgage payments will bring.
You have worked extremely hard to become a home owner and we want to help you enjoy it! If you feel that your current mortgage payments are almost impossible to make and losing your home is imminent, let our experienced loan modification legal professionals see if you are a qualified applicant for the process. Fill out the form to the right to see if you qualify.
Even if you have attempted to work with your own lender in the past and have come away from that experience with a less than positive experience, we can help. As a matter of fact, many lending institutions experience a severe lack of trained personnel to help struggling homeowners save their homes and it is therefore common that the homeowner is left without any help - in spite of a business relationship with the company that may have spanned several years. With years of experience, we have learned how to work with the loan servicers to help them understand your hardship so that we can obtain the most favorable solution for you and your lender.
Understanding the plight facing homeowners today and the very real threat of foreclosure, legal assistance during the process of applying for a loan modification is essential in the attempt to make the lender sit up and listen and provide the best possible solution for any homeowner before it is too late. Do not hesitate to contact us, we are well versed in the field of loan modification and will do everything possible to try and save your home and help you with your budget. The assistance you receive is fast, concise and confidential.
When you are facing a possible foreclosure, time is critical so do not put it off any longer. Call today or have one of our dedicated specialist contact you by filling out the form.
*Results vary case by case. Reliance does not make any promises of the outcome of your loan modification. |
